Flood plain maps change along Clear Creek in Wheat Ridge
WHEAT RIDGE, Colo. – New maps for the National Flood Insurance Program have been approved by FEMA this summer and will go into effect Feb. 5, 2014.
“Here in Wheat Ridge, more than 100 homeowners along Clear Creek are facing the prospect of having to get flood insurance next year,” said DPW Engineer Mark Westberg. “At the same time, many who had been in the flood plain, paying for flood insurance, will no longer have to if the maps put their property outside the flood plain, so this is a good thing bad thing for many in the city.”
These new maps replace the paper maps used for decades. They reflect, from space, where exactly the flood plain is along rivers and creeks across the nation.
The effects will be widespread, as the findings could have a big impact on people, because if you have a mortgage, your mortgage company is required by federal law to get flood insurance if your house sits in a flood plain.
Wheat Ridge officials are also working on policies that could lower the cost of flood insurance across the city.
Residents are eligible for a 20 percent discount on insurance policies based on the city’s flood-protection rating, which brings the cost down to about $1,000.
Residents can learn more about the mapping program at a meeting Wednesday, Oct. 23 from 5:00-7:00 p.m. at the Wheat Ridge Recreation Center at 40th and Kipling. For more information call the city at 303-234-5900.